Israel Adeyemi (not real name), has narrated how Deloan, an online quick loan outfit, sent defamatory messages to his phone contacts, labelling him a robber and internet fraudster.
Adeyemi told FIJ he had taken a loan of N10,000 from Deloan app because he needed the money and was eligible for the loan.
“I got a call from this Deloan app on the 10th of July that I was eligible for a loan from their organisation. When I applied for it, I was granted N10,000 to pay N14,550 within 7 days,” Adeyemi said.
“On the 7th day, which was on the 16th of July, at about 4 pm, I received a message from one David from Deloan that he had forwarded a defaulter message to all my contacts.”
“I couldn’t believe it. I told them that the loan was supposed to be due that day and that I’d been having issues transferring the money but would try again once I got home from work.
“Before I knew what was going on, a few minutes after I spoke to David, a message with my picture, claiming I was an internet fraudster wanted by the police, had been forwarded to all my contacts.”
“I was so disturbed when I got home around 10 pm. I decided to try again and the money went through that same day.”
“I decided to reach out to David to let him know that the payment had been made, and I also sent the proof of payment to him. The most shocking part was that he kept reading my messages without a response.”
Adeyemi said that Deloan company did not deem it fit to apologise to him and retract their message, even after the loan was paid.
“I kept on pleading with him to send a message back to all my contacts that the issue had been resolved, but the guy kept reading my messages, and at some point, he blocked me,” he said.
“To date, the situation hasn’t been addressed by the company, and the funniest part is that they don’t have an office address, so I can’t even take legal action against them.
“I lost the trust of some of my family, friends and colleagues because I couldn’t explain to all my contacts the situation of things.
“Deloan app really damaged my name over a crime I didn’t even commit. They really messed me up.”
FIJ made several calls to the service line of Deloan, but they were not answered. A text message sent had also not been responded to at press time.
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