Biodun Obayayi, a job seeker resident in Lagos, has narrated how Zuma Cash, a loan company, invaded her privacy and shamed her over a N12,000 loan.
Obayayi told FIJ that Zuma Cash also defamed her by declaring her wanted for a crime she had not committed.
She stated that she had assured the Zuma Cash agent who reached out to her that she would pay, but the company went ahead to defame her.
“On August 1, a Zuma Cash agent chatted with me on WhatsApp and threatened to defame me if I failed to repay the loan. I told the agent that I was aware the loan was due. I also told him not to defame me,” Obayayi said.
The job seeker said that some three hours after she had that conversation with the agent, people barraged her with calls to verify if she was a wanted criminal according to the laws of the Nigerian Police Force.
Obayayi said that while she thought of how to handle the deluge of incoming calls from concerned friends, her 16-year-old son returned from school only to ask her if she was a wanted criminal.
“My aunt also called me. She was crying on the phone because they labelled me a fraudster. I had to pay the money that night because the damage caused was unbearable,” she said.
The single mother of two said the agent told her that he would send an apology message if she repaid the loan before 9 pm on August 1 but broke their promise.
“After I repaid the loan, the agent did not send any message. They also did not reply to my message. And before I paid, he threatened to create my obituary if I failed to pay that day,” she said.
Obayayi stated that Zuma Cash invaded her privacy as she only gave them the contact details of only two people as guarantors when she obtained the loan on July 25.
In the poster Zuma Cash sent out to her contacts, Obayayi’s picture, date of birth and bank verification number boldly appeared.
A part of the poster read that she “is wanted by the police for allegedly running away with Zuma Cash’s money”.
“People still call to ask me what is happening. The embarrassment is too much. As a single mother, I don’t want my children’s peers to make fun of them because of this,” she said.
FIJ called Zuma Cash several times via an agent of theirs named ‘No Mercy’ but he rejected the call. He had not responded to a text sent to his phone at press time.
On July 20, FIJ reported a similar case of how De Loan, the head company of Zuma Cash, defamed a designer who had yet to default on a loan, thus costing him a N3 million job.
In recent times, FIJ has reported how Zuma Cash sends defamatory messages to customers’ contacts before loan deadline.
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